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Effective 19 September 2026

BNPL Terms

Eligibility, repayment and responsible use of pay-in-installments options.

Eligibility

BNPL is displayed only after eligibility review under explicit rules. Approval is not automatic and may be limited, declined or reviewed.

Before accepting

Customers must see the amount due today, repayment dates, applicable charges and the total repayment obligation before accepting a BNPL agreement.

Repayment

Pay instalments when due. Missed payments may affect future eligibility and may trigger the actions or charges disclosed in the applicable agreement and required law.

For questions about this policy, contact Elohim support and include your order or account reference where relevant.